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Insurance\Accident Reports

The Board of Education has purchased insurance coverage to protect all students against accidental injury.

Coverage is provided for virtually all school sponsored and supervised activities including:

•       Attending regular school sessions, including summer school.

•       Traveling directly and without interruption to and from home and school for regular sessions.

•       Participating in school sponsored and supervised activities.

•       Traveling under the sponsorship and supervision of school officials to and from school activities.

Although this coverage is very broad, there are restrictions, limitations and exclusions in this policy.  In many situations, medical bills may not be covered in full. Completing Accident Report Forms

Please have the student report any injuries to the school nurse. An accident report must be completed at the time of the accident, no matter how trivial. Accident forms may be obtained from a coach, athletic trainer, school nurse or on the NHHS website/Health department. Once this form is completed, it is to be submitted to the nurses office. A Philadelphia Insurance form will then be mailed home. It is up to the parents to collect all medical bills and submit them to the insurance company.

Please contact the school Nurse for further questions.

Questions regarding the policy coverage or about Specific claims should be directed to Philadelphia Insurance Companies.

NOTE:  This policy is a secondary policy.  Parents must use their own insurance first.  This policy will then pick up those bills not covered by the parents’ own insurance up to the limits of the policy. If the parents do not have insurance for medical expenses, this policy will go into effect immediately.  The insurance company will not be liable for medical expenses incurred fifty- two (52) weeks immediately following the date of the accident.

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